No minimum balance is required in your share draft (checking) account and there are no monthly fees. A minimum balance of $100 is required to earn interest.
 
Our Visa Debit Card is attached to our share draft account. An ACFCU Visa Debit Card is really two cards in one. Use the card to pay for goods and services wherever the Visa Debit card is accepted at stores (please remember to select the credit button and sign the receipt), online, or over the phone. The amount of each purchase is automatically debited from your share draft account. The card can also be used for cash withdrawals at ATMs; we are affiliated with the CU24/CUHere Network which does not surcharge credit union members (you may look up surcharge-free Credit Union 24 locations at www.cu24.com). If you use another network you may be surcharged for your withdrawal.