Current Fee Schedule:

Non-Sufficient Funds:

   Checks / ACH / Debit Card .......... $25.00

Stop Payment .......... $5.00 per request

Overdraft Protection:

   Transfer Fee ..........$5.00 per transfer

   (6 automatic transfers allowed per month - first 3 transfers are free,

    fee applies to next 3)

Deposited Item:

   Returned NSF .......... $10.00

Debit Cards:

    Card Replacement ..........$10.00

   PIN Replacement .............$5.00

Loan Payment:

   Late Fee (15 days late) .......... $10.00