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                                              BACK TO SCHOOL LOAN

                        Borrow up to $3000 @ 7.99% APR

                                  12-Month Payback

                          August 1 -  September 29, 2017

             Credit Builder Loan

  • A safe way to build credit or help repair damaged credit
  • $500 loan with low monthly payments of $50 at a rate of 11.5%
  • Financial education on credit provided with each loan
  • A report of your favorable payment history sent to the Credit Bureau


  • Membership at ACFCU
  • Currently employed with the same employer for at least six (6) months
  • Payments must be made through payroll deduction
  • Debt-to-income ratio must meet ACFCU requirements
  • No negative balances or negative history with ACFCU

Need to start establishing credit or help getting it reestablished?  Let us help you with that building/rebuilding process!  Building a positive credit history safely takes time and a financial partner who believes in you.  Our Credit Builder Loan helps members do just that, without applying for high interest rate credit cards or going to a payday lender or finance company.  This loan is ideal for members with no credit, or members who are recovering from previous credit problems, bankruptcy, or other difficult life circumstances.  Satisfactory repayment will result in favorable consideration for future ACFCU loans.